/* Staircase Partners — brand stylesheet
   Primary: #000A33 (deep navy)  Secondary: #0092FF (bright blue)  Font: Poppins */

:root {
  --navy: #000A33;
  --navy-light: #131c4d;
  --blue: #0092FF;
  --blue-dark: #0072c6;
  --white: #ffffff;
  --off-white: #f5f7fb;
  --gray: #6b7280;
  --gray-light: #e5e8f0;
  --radius: 10px;
  --shadow: 0 10px 30px rgba(0, 10, 51, 0.08);
  --max-width: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Poppins', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--navy);
  background: var(--white);
  line-height: 1.6;
}

img { max-width: 100%; display: block; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

a { color: inherit; text-decoration: none; }

h1, h2, h3, h4 {
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  line-height: 1.2;
  margin: 0 0 16px;
}

h1 { font-size: 44px; font-weight: 700; }
h2 { font-size: 32px; }
h3 { font-size: 20px; }
p { margin: 0 0 16px; color: var(--navy); }

.eyebrow {
  display: inline-block;
  color: var(--blue);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: 13px;
  margin-bottom: 12px;
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 15px;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}
.btn-primary {
  background: var(--blue);
  color: var(--white);
}
.btn-primary:hover { background: var(--blue-dark); transform: translateY(-1px); }
.btn-outline {
  background: transparent;
  border-color: rgba(255,255,255,0.6);
  color: var(--white);
}
.btn-outline:hover { border-color: var(--white); }
.btn-navy {
  background: var(--navy);
  color: var(--white);
}
.btn-navy:hover { background: var(--navy-light); }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--navy);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-weight: 700;
  font-size: 19px;
  letter-spacing: 0.01em;
  flex-shrink: 0;
  min-width: 0;
}
.logo-img {
  height: 30px;
  width: auto;
  max-width: none;
  flex-shrink: 0;
  object-fit: contain;
}
.footer-logo-img {
  height: 34px;
}
.logo .mark {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: var(--blue);
  display: flex;
  align-items: center;
  justify-content: center;
}
.logo .mark svg { width: 18px; height: 18px; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-links a {
  color: rgba(255,255,255,0.85);
  font-size: 15px;
  font-weight: 500;
}
.nav-links a:hover, .nav-links a.active { color: var(--white); }
.nav-cta { display: flex; align-items: center; gap: 14px; }
.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 26px;
  cursor: pointer;
}

@media (max-width: 880px) {
  .nav-links { display: none; }
  .nav-toggle { display: block; }
  .nav-wrap.open .nav-links {
    display: flex;
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    padding: 8px 24px 20px;
  }
  .nav-wrap.open .nav-links a { padding: 10px 0; width: 100%; }
  .nav-cta .btn-outline { display: none; }
}

@media (max-width: 480px) {
  .logo-img { height: 24px; }
  .nav-wrap { padding: 14px 16px; }
  .nav-cta .btn { padding: 10px 16px; font-size: 14px; }
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #001347 55%, #001d63 100%);
  color: var(--white);
  padding: 100px 0 90px;
}
.hero .container { max-width: 780px; }
.hero h1 { color: var(--white); }
.hero p.lead { color: rgba(255,255,255,0.78); font-size: 18px; max-width: 560px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 28px; }
.hero-sm {
  padding: 64px 0 56px;
}
.hero-sm h1 { font-size: 36px; }

/* ---------- Sections ---------- */
section { padding: 80px 0; }
.section-alt { background: var(--off-white); }
.section-head { max-width: 620px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }

/* ---------- Cards / grids ---------- */
.grid {
  display: grid;
  gap: 28px;
}
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); align-items: start; }
@media (max-width: 880px) {
  .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 560px) {
  .grid-4 { grid-template-columns: 1fr; }
}

/* ---------- Reviews ---------- */
.review-card { display: flex; flex-direction: column; }
.review-stars { color: var(--blue); font-size: 15px; letter-spacing: 2px; margin-bottom: 14px; }
.review-quote { color: var(--navy); font-style: italic; margin-bottom: 8px; }
.review-quote.clamped {
  display: -webkit-box;
  -webkit-line-clamp: 5;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.review-toggle {
  display: block;
  margin-left: auto;
  background: none;
  border: none;
  padding: 0;
  color: var(--blue-dark);
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 13px;
  cursor: pointer;
  text-decoration: underline;
  text-align: right;
}
.review-for {
  display: inline-block;
  background: rgba(0,146,255,0.1);
  color: var(--blue-dark);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 5px 10px;
  border-radius: 999px;
  margin-bottom: 12px;
}
.review-author { margin-top: 16px; font-weight: 600; font-size: 14px; }
.review-source { color: var(--gray); font-size: 13px; font-weight: 400; }

.card {
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}
.card h3 { margin-bottom: 10px; }
.card p { color: var(--gray); margin-bottom: 0; }
.card .icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(0,146,255,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}
.card .icon svg { width: 22px; height: 22px; }

/* ---------- Photo placeholders ---------- */
.ph-photo {
  background: repeating-linear-gradient(135deg, var(--gray-light), var(--gray-light) 10px, #eef1f8 10px, #eef1f8 20px);
  border: 1px dashed #c7cee0;
  border-radius: var(--radius);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gray);
  font-size: 13px;
  font-weight: 500;
  text-align: center;
  padding: 20px;
}

/* ---------- Widget placeholder (RealScout) ---------- */
.widget-box {
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 40px 28px;
  text-align: center;
}
.widget-box .tag {
  display: inline-block;
  background: rgba(0,146,255,0.1);
  color: var(--blue-dark);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 6px 12px;
  border-radius: 999px;
  margin-bottom: 14px;
}
.widget-box p.hint { color: var(--gray); font-size: 14px; margin-bottom: 0; }

/* ---------- Team ---------- */
.team-card { text-align: left; }
.team-card p + p { margin-top: 20px; }

/* ---------- Stat panel (photo alternative) ---------- */
.stat-panel {
  background: var(--navy);
  border-radius: var(--radius);
  padding: 40px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 28px;
}
.stat-panel .stat-num {
  font-family: 'Poppins', sans-serif;
  font-size: 42px;
  font-weight: 700;
  color: var(--blue);
  line-height: 1;
  margin-bottom: 8px;
}
.stat-panel .stat-label {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255,255,255,0.75);
  letter-spacing: 0.02em;
}
.stat-panel .stat-item + .stat-item {
  padding-top: 28px;
  border-top: 1px solid rgba(255,255,255,0.12);
}
.team-card .ph-photo { height: 240px; margin-bottom: 18px; }
.team-card .role { color: var(--blue-dark); font-weight: 600; font-size: 14px; margin-bottom: 10px; }

/* ---------- Articles ---------- */
.article-card .ph-photo { height: 170px; margin-bottom: 16px; }
.article-meta { color: var(--gray); font-size: 13px; margin-bottom: 8px; }
.article-body {
  max-width: 720px;
  margin: 0 auto;
}
.article-body h2 { margin-top: 40px; }

/* ---------- Areas ---------- */
.area-pill {
  display: block;
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  padding: 18px 20px;
  font-weight: 600;
  transition: border-color 0.15s ease, color 0.15s ease;
}
a.area-pill:hover { border-color: var(--blue); color: var(--blue-dark); }

/* ---------- CTA band ---------- */
.cta-band {
  background: var(--navy);
  color: var(--white);
  text-align: center;
  padding: 70px 0;
}
.cta-band h2 { color: var(--white); }
.cta-band p { color: rgba(255,255,255,0.75); }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy);
  color: rgba(255,255,255,0.65);
  padding: 56px 0 28px;
  font-size: 14px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 32px;
  margin-bottom: 36px;
}
@media (max-width: 880px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
.site-footer h4 {
  color: var(--white);
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 16px;
}
.site-footer ul { list-style: none; margin: 0; padding: 0; }
.site-footer li { margin-bottom: 10px; }
.site-footer a:hover { color: var(--white); }
.footer-badges {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 28px;
  margin-bottom: 20px;
}
.footer-badges img {
  height: 46px;
  width: auto;
  opacity: 0.9;
}
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 22px;
  font-size: 12px;
  color: rgba(255,255,255,0.45);
}

/* ---------- FAQ Accordion ---------- */
.faq-group { margin-bottom: 48px; }
.faq-group:last-child { margin-bottom: 0; }
.faq-group-title {
  color: var(--blue-dark);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.faq-item {
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 24px;
  font-weight: 600;
  font-size: 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  flex-shrink: 0;
  color: var(--blue);
  font-size: 22px;
  font-weight: 400;
  line-height: 1;
  transition: transform 0.15s ease;
}
.faq-item[open] summary::after { transform: rotate(45deg); }
.faq-item .faq-answer {
  padding: 0 24px 20px;
  color: var(--gray);
}
.faq-item .faq-answer p:last-child { margin-bottom: 0; }

/* ---------- Mortgage Calculator ---------- */
.calc-box {
  background: var(--white);
  border: 1px solid var(--gray-light);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 36px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
}
@media (max-width: 780px) {
  .calc-box { grid-template-columns: 1fr; }
}
.calc-field { margin-bottom: 20px; }
.calc-field label {
  display: block;
  font-weight: 600;
  font-size: 14px;
  margin-bottom: 8px;
}
.calc-field input {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--gray-light);
  border-radius: 8px;
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  color: var(--navy);
}
.calc-field input:focus { outline: 2px solid var(--blue); outline-offset: 1px; }
.calc-down-row { display: flex; gap: 8px; }
.calc-down-row input { flex: 1; min-width: 0; }
.calc-unit-toggle {
  display: flex;
  border: 1px solid var(--gray-light);
  border-radius: 8px;
  overflow: hidden;
  flex-shrink: 0;
}
.calc-unit-btn {
  border: none;
  background: var(--off-white);
  color: var(--gray);
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 14px;
  width: 38px;
  cursor: pointer;
}
.calc-unit-btn.active {
  background: var(--blue);
  color: var(--white);
}
.calc-field-hint {
  color: var(--gray);
  font-size: 12px;
  margin-top: 6px;
}
.calc-result {
  background: var(--off-white);
  border-radius: var(--radius);
  padding: 28px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}
.calc-result .amount {
  font-size: 40px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}
.calc-result .amount span { font-size: 16px; font-weight: 500; color: var(--gray); }
.calc-result .label { color: var(--gray); font-size: 13px; text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 20px; }
.calc-breakdown { text-align: left; font-size: 14px; border-top: 1px solid var(--gray-light); padding-top: 16px; margin-top: 4px; }
.calc-breakdown div { display: flex; justify-content: space-between; padding: 6px 0; color: var(--navy); }
.calc-breakdown .muted { color: var(--gray); }
.calc-disclaimer { color: var(--gray); font-size: 12px; margin-top: 16px; }

/* ---------- Cookie Consent Banner ---------- */
.cookie-banner {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  background: var(--navy);
  color: rgba(255,255,255,0.85);
  padding: 20px 24px;
  z-index: 500;
  box-shadow: 0 -8px 24px rgba(0,10,51,0.2);
  transform: translateY(120%);
  transition: transform 0.3s ease;
}
.cookie-banner.visible { transform: translateY(0); }
.cookie-banner-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.cookie-banner p {
  margin: 0;
  font-size: 14px;
  color: rgba(255,255,255,0.85);
  max-width: 640px;
}
.cookie-banner a { color: #7fc4ff; text-decoration: underline; }
.cookie-banner-actions { display: flex; gap: 12px; flex-shrink: 0; }
.cookie-banner .btn { padding: 10px 22px; font-size: 14px; }

/* ---------- Steps list ---------- */
.steps {
  display: grid;
  gap: 24px;
  grid-template-columns: repeat(4, 1fr);
}
@media (max-width: 880px) { .steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }
.step .num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  margin-bottom: 14px;
}

/* ---------- Lead capture modal ---------- */
.lead-modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 10, 51, 0.55);
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
  z-index: 1000;
}
.lead-modal-overlay.open { display: flex; }
.lead-modal {
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  max-width: 460px;
  width: 100%;
  padding: 36px 32px 32px;
  position: relative;
  max-height: 90vh;
  overflow-y: auto;
}
.lead-modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  background: none;
  border: none;
  font-size: 22px;
  line-height: 1;
  color: var(--gray);
  cursor: pointer;
  padding: 4px;
}
.lead-modal-close:hover { color: var(--navy); }
.lead-modal h3 {
  margin-bottom: 6px;
}
.lead-modal p.lead-modal-sub {
  color: var(--gray);
  font-size: 14px;
  margin-bottom: 20px;
}
.lead-modal-field {
  margin-bottom: 16px;
}
.lead-modal-field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--navy);
}
.lead-modal-field input,
.lead-modal-field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--gray-light);
  border-radius: 8px;
  font-family: 'Poppins', sans-serif;
  font-size: 15px;
  color: var(--navy);
  background: var(--off-white);
}
.lead-modal-field input:focus,
.lead-modal-field textarea:focus {
  outline: none;
  border-color: var(--blue);
  background: var(--white);
}
.lead-modal-field textarea { resize: vertical; min-height: 80px; }
.lead-modal-submit {
  width: 100%;
  border: none;
  margin-top: 4px;
}
.lead-modal-status {
  margin-top: 14px;
  font-size: 14px;
  text-align: center;
  display: none;
}
.lead-modal-status.show { display: block; }
.lead-modal-status.success { color: #1a7f37; }
.lead-modal-status.error { color: #c0392b; }
body.lead-modal-locked { overflow: hidden; }